🔄 DBT Process Flowchart
💰 DBT Kya Hota Hai?
Direct Benefit Transfer (DBT) – Complete Guide in Hindi + English Mix
Kya aapke bank account me kabhi scholarship, gas subsidy, pension ya PM Kisan ka paisa directly aaya hai? Agar haan, to woh paisa DBT – Direct Benefit Transfer ke through hi aaya hoga.
👉 DBT ka matlab hai – Government ka paisa seedha beneficiary ke bank account me transfer hona.
🔍 DBT Kya Hota Hai?
DBT (Direct Benefit Transfer) ek Government of India ka digital system hai jiske through sarkari yojanaon ka benefit directly bank account me bheja jata hai.
Government → Direct Bank Account → Beneficiary
⚙️ DBT Kaise Kaam Karta Hai?
✅ Step 1: Aadhaar Card ka bank account se link hona
✅ Step 2: Government scheme me registration
✅ Step 3: Data verification by department
✅ Step 4: Paisa directly bank account me credit
Aadhaar + Bank + Scheme = DBT Success
📄 DBT Ke Under Kaun-Kaun Si Yojana Aati Hai?
- LPG Gas Subsidy
- PM Kisan Samman Nidhi
- SC / ST / OBC / Minority Scholarship
- Old Age Pension
- MNREGA Payment
- Ujjwala Yojana
- Ayushman Bharat Benefits
✅ DBT Ke Fayde
- Paisa seedha bank me aata hai
- Corruption aur dalali kam hoti hai
- Full amount milta hai – no cut
- Fast, secure aur transparent system
❌ DBT Payment Fail Kyun Hota Hai?
- Aadhaar bank se link nahi
- Bank account inactive
- Name mismatch (Aadhaar vs Bank)
- NPCI mapping problem
Solution: Bank branch me Aadhaar seeding & NPCI mapping check karwayein.
📢 Important Information for Students & Citizens
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